As news organizations continue to downsize and newspaper and magazine and television station staff jobs become fewer and farther between, NPPA’s membership continues to evolve as more and more of us become independent entrepreneurs.
With this new independence can come a hefty price tag when we invest in new photographic and computer equipment. There are also a growing number of struggling news organizations who now expect their staff to come to work with their own gear. In both instances the need for affordable and comprehensive equipment and liability insurance is now more critical than ever.
You let us know about your needs, and NPPA is now ready to deliver something which we hope will be of great help. Please help us welcome Lockton Affinity, an affiliate of Lockton Companies, to the NPPA family. After months of research and proposals from various insurance programs, we selected Lockton Affinity for their reputation and for their proven success with other professional photography organizations, non-profits and trade associations. The program goes into effect Nov. 1, 2016.
Lockton Affinity offers efficient, dedicated and accessible customer services at rates exclusive to NPPA members. Lockton is also in the process of building a customized eCommerce site for NPPA members that will be available online early 2017. In the meantime their dedicated sales and customer service representatives will be available to facilitate issuing new policies and processing claims. Even after the online platform is launched, you will always be able reach a live representative to help you in your service needs.
With the new coverage from Lockton, NPPA members will be able to insure against loss through fire, theft, or breakage, covering all of your photography equipment and computer hardware whether it is at home, on-location or traveling with you worldwide. Lockton will also be able to provide general liability coverage. And we are in the process of working out some type of a drone rider for your policy as well.
Your photography equipment and digital computer gear are essential tools for your business, and having insurance to protect them as well as protecting yourself is an absolute necessity that cannot be overstated. I can’t tell you how many close calls I’ve had either dropping a lens or leaving a bag full of gear unattended on location while I was engaged in setting up the shoot. Honestly, I could not afford to replace an expensive piece of equipment right now if I didn’t have the proper insurance coverage. Ask yourself: could you?
We’re hoping this new insurance from Lockton is yet another membership feature that helps you to enjoy the full benefits of being a member of the NPPA family. If you want more information or have questions about your coverage please contact Lockton at 844-307-5956 or by email at [email protected]
If you have questions about your NPPA membership please contact NPPA Professional Services Director Thomas Kenniff at [email protected] or call 919-237-1782. You can also see more information about the Lockton Affinity coverage here.
Akili Ramsess, NPPA Executive Director